Available Projects
Golf Estates
Hillsborough Pointe
Forest View Homes
The Courtyards
Pueblo Homes
La Aldea del Rio
Business Park
I.T. Ecozone
Regatta Square
Golden Glow North - Commercial
FAQ- FREQUENTLY ASKED QUESTIONS
- Could I buy property from Pueblo de Oro if
- How do I make a reservation?
- Where do we send our documents?
- How do we remit payments?
- You mentioned HASSLE-FREE Financing, how does it work?
- If I am an SSS member and a Pag-IBIG Member, can I separately borrow from these two institutions for housing loan?
- What are the requirements to avail of Pag-IBIG Financing?
- What if I have an outstanding arrears, will I be able to apply for a loan?
I would like to know more about the projects. Who do I get in touch with?
You can call +63(88)858-8976 and look for Viola Sun or Eloisa Bautista.
You can e-mail us at sales@pueblodeoro.com
If you want to know more about specific projects, such as lot location, floor plan, prices, financing options, please click on the corresponding project icons elsewhere on the homepage. There are printable brochures which you can download.
Could I buy property from Pueblo de Oro if:
Pueblo de Oro will be coming up with a Condominium project in the Golf Estates and the Business Park. Under the Condominium Law, 40% of the units sold can be offered to foreigners. These projects are initially scheduled for release into the market by 4th quarter of 2008 or earlier.
B. I am a Filipino married to a foreigner?
The foreigner spouse must execute an affidavit that the funds used to purchase the lot/unit came completely from the paraphernal funds of the wife-buyer or from the capital assets of the husband-buyer, as the case may be. This is to be submitted upon the signing of the Contract to Sell.
Yes, per Philippine Law, you may own private urban land up to a maximum area of 1,000 sq.m. or 10,763.91 sq.ft.
How do I make a reservation?
You can download, fill out and e-mail us the Customer Information Sheet and Reservation Agreement provided in this website and make a credit card payment. A receipt will be generated and e-mailed back to you.
Please read the conditions stipulated in the Reservation Agreement, specifically on the 30-day validity period of the reservation.
The following projects, The Courtyards, Golf Estates and Business Park Condominium and Golf Estates require a credit and background check process before your application/reservation is finally accepted. Pueblo de Oro reserves the right to accept or return your reservations. In some cases, the chosen inventory may no longer be available at the time of reservation. As such, the credit card payment will be voided and a corresponding receipt will be sent.
Where do we send our documents?
Forms like the Contract to Sell, Deed of Sale, and other documents can be downloaded upon reservation and registration. These, together with your signature should be e-mailed back to us. Copies of documents will be air-mailed via postal to you as we have these notarized. Certain other requirements might be needed depending on your financing scheme, we have listed in our site, likewise the checklist of requirements. Documents and requirements are required to be submitted to us within 30 days from date of reservation. Non-submission of these required documents could mean a cancellation of your reservation with us. The reservation fee is non-refundable, and cannot be assigned nor transferred to another party.
How do we remit payments?
You can choose any of the following ways to remit your downpayment or make equity payments:
- On-line payment using your credit cards (VISA, Mastercard, JCB, American Express); or
- Direct deposit to our bank account. Address your payment to PUEBLO DE ORO DEVELOPMENT CORPORATION, Account No. 435-3-43505470-7. Depository bank is Metrobank-JR Borja Branch, Cagayan de Oro City, Philippines, Routing No. is 0260-0284-6, Swift Code is MBTCPHMM. For us to validate your deposit, please fax or e-mail us a copy of your deposit slip. Our fax number is +63(88)856-4385 Attention: Ms. Babie Revilla or e-mail lprevilla@pueblodeoro.com; or
- Issuance of post dated checks (PDC's). You may issue us with at least 12 checks to cover your 1st year of amortization. You need to provide another 12 PDC's before your last check would become due should you have a payment term of more than one (1) year.
- Auto-debit payment, where you will be required to open a savings account with Metrobank Cagayan de Oro and sign an auto-debit form. You just have to make direct deposit on your savings account prior to your scheduled amortization dates (e.g. every 5th or 20th of each month). Every due dates, your deposited amount will automatically transferred to our account without your having to fax or email us your deposit slip.
Hassle free is convenience for our customers in terms of payments and loan application and approval. Payments can be made anywhere in real time 24/7 using our online payment facility at our website with the use of credit cards. We have also put to a minimum the documentary requirements for our in-house, bank and Pag-IBIG dinancing. For example, we have made applying for loans more convenient for you! For Pag-IBIG Financing, loans can be processed and can be approved without you having to go to any Pag-IBIG office as Pueblo has been deputized to accept and approve accounts under a financing window of Pag-IBIG.
If I am an SSS member and a Pag-IBIG Member, can I separately borrow from these two
institutions for housing loan?
SSS has temporarily suspended its housing loan program. As a Pag-IBIG Member, you can borrow as much as two million pesos (P2.0M) from Pag-IBIG to:
a. Construct a house
b. Purchase a House & Lot or Lot Only
c. Renovate/improve existing house
d. Acquire properties disposed through negotiated or sealed bidding.
What are the requirements to avail of Pag-IBIG Financing?
a. Must be an active contributing member for 24 months, or, for new members, pay a lump sum payment equivalent to six monthly contributions (for Philippine-based members) and 12 monthly contributions (for Overseas Filipinos under the Pag-IBIG Overseas Program)
b. At least 21 years old upon loan application
c. Not more than 65 years old at time of loan maturity
d. Passed credit/background checking
e. No outstanding Pag-IBIG Housing Loan either as Principal Borrower or Co-Borrower.
f. No outstanding Pag-IBIG Loans (salary, multi-purpose) in arrears at the time of application.
What if I have an outstanding arrears, will I be able to apply for a loan?
Yes, you may apply but you will be required to update your account with Pag-IBIG.
